Student Health Insurance
Massachusetts law requires all students enrolled in colleges and universities located within the state to either participate in a school-sponsored Student Health Insurance Program (SHIP, previously called QSHIP), or provide proof of comparable coverage through their own or their family's insurance provider.
To ensure compliance with the SHIP law, all Berklee College of Music students registered for credits are automatically enrolled in and billed for Berklee's Student Health Insurance Plan, the Student Blue PPO Plan, which is offered by Blue Cross Blue Shield of Massachusetts and administered through Gallagher Student Health & Special Risk.
For a detailed listing of plan benefits and out-of-pocket costs coverage, limitations, and exclusions, download the Berklee Student Health Plan: 2015-2016 Summary of Benefits.pdf
A student may waive (decline) participation in the plan and have this health insurance charge removed only by submitting a health insurance waiver form by the posted deadline. If you waive Berklee's student health insurance, you are stating that you are already enrolled in a health insurance plan at a level that meets the state's minimum creditable coverage requirements. If a form is not submitted by the deadline, you will remain enrolled in the Student Health Insurance Plan for the policy year.
The deadline for submitting an online waiver is May 9, 2016, for the summer 2016 semester, and August 1, 2016, for the fall 2016 semester. For more information on the waiver process, see Waiving Berklee Health Insurance.
Please note: International students cannot waive coverage unless they are currently enrolled in an insurance plan of comparable coverage through a U.S.-based insurance carrier. A U.S.-based carrier means that the insurance provider issuing the plan is a U.S. or domestic company, regardless of where the policy is purchased or where the claims are processed. Carriers outside of the U.S., meaning foreign or foreign-based insurance companies (i.e., non-domestic or non-U.S. companies) do not meet this requirement, even if they operate satellite offices in the United States.
For more information about Berklee's Student Health Insurance Plan, including what's covered, how to access benefits, enrollment concerns, waiving coverage, finding participating providers, or replacement ID cards, select an option from the links on the left, or visit gallagherstudent.com/Berklee. There you can view personal and dependent coverage information, download a plan brochure, learn more about discounts and wellness services available to you, contact customer service with specific questions about your coverage, or engage in a live chat with a Gallagher Student representative.