Student Health Insurance
Massachusetts law requires all students enrolled in colleges and universities located within the state to either participate in a school-sponsored Student Health Program (SHP, previously called QSHIP), or provide documentation of comparable coverage through their own or their family's insurance provider.
To ensure compliance with the SHP law, Berklee College of Music students registered for credits are automatically enrolled in and billed for Berklee's Student Health Insurance Plan, the Blue Cross Blue Shield PPO Student Health Plan, which is offered by Blue Cross Blue Shield of Massachusetts and administered through Gallagher Student Health & Special Risk.
A student may waive (decline) participation in the plan and have this health insurance charge removed only by submitting a health insurance waiver form by the posted deadline. If you waive Berklee's student health insurance, you are stating that you are already enrolled in a health insurance plan at a level that meets the state's minimum creditable coverage requirements.
The deadline for submitting a waiver is May 13, 2015 for the summer semester, and August 1, 2015 for the fall 2015 semester. For more information on the waiver process, see Waiving Berklee Health Insurance.
Please note: international students cannot waive coverage unless they are currently enrolled in an insurance plan of comparable coverage through a U.S.-based insurance carrier. A U.S.-based carrier means that the insurance provider issuing the plan is a U.S. or domestic company, regardless of where the policy is purchased or where the claims are processed. Carriers outside of the U.S., meaning foreign or foreign-based insurance companies (i.e., non-domestic or non-U.S. companies) do not meet this requirement, even if they operate satellite offices in the United States.
For information about Berklee's Student Health Insurance Plan, including what's covered, how to access benefits, enrollment concerns, waiving coverage, finding participating providers, or replacement ID cards, select an option from the links on the left, or visit gallagherstudent.com/Berklee. There, you can view personal and dependent coverage information, download a plan brochure, learn more about discounts and wellness services available to you, contact customer service with specific questions about your coverage, or engage in a live chat with a Gallagher Student representative.