Dental Insurance
Berklee offers three dental insurance plans to eligible faculty and staff members, all of which are Delta Dental PPO Premier Plus plans. All plans include comprehensive prescription drug benefits.
For most eligible faculty and staff, Berklee subsidizes the cost of coverage by paying 65 percent of the premium while you pay the remainder through pre-tax payroll deductions via Berklee's Section 125 Cafeteria Plan. Enrollment in any of these plans satisfies the federal and Massachusetts legal standards associated with enrollment in medical insurance.
Comparing Dental Plans
Delta Dental |
Delta Dental |
Delta Dental $2,000 Plan, Group #000319-9903 |
|
---|---|---|---|
Annual Deductible |
$25 per person $75 per family |
$25 per person $75 per family |
$25 per person $75 per family |
Preventive Care | Covered at 100% | Covered at 100% | Covered at 100% |
Basic Services | Covered at 80% after deductible | Covered at 80% after deductible | Covered at 80% after deductible |
Major Services | Covered at 80% | Covered at 80% or 50% | Covered at 80% or 50% |
Calendar Year Maximum | $750 per person | $1,000 per person | $2,000 per person |
Orthodontic Services |
No coverage | No coverage | Covered at 100% of plan allowance |
Orthodontic Lifetime Maximum | No coverage | No coverage | $2,000 separate lifetime |
Dental Insurance Tips
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By going to a Delta Dental participating dentist, you can save money when compared to what a nonparticipating dentist will charge.
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If you see a dentist who does not participate with Delta Dental, you may owe the difference between Delta’s payment and the amount charged by the dentist.
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If you are unsure how Delta Dental may cover a service, have your dentist submit a “predetermination of benefits” request to Delta. This will allow you to see how much the insurance plan will pay and how much you may owe before starting a costly procedure.
Compare Medical/Dental Plan Rates by Pay Period
Rates: January 1, 2023–December 31, 2023
- 12-Month Pay Schedule: Staff and Full-Time Faculty
- Nine-Month Pay Schedule: Full-Time Faculty
- Part-Time Faculty
Actual payroll deductions may vary slightly due to rounding.
Making Changes
Changes may be made to this benefit during Open Enrollment. Outside of this period, you can change these benefits only due to a qualifying life event.
Questions?
Contact Delta Dental directly by visiting deltamass.com.