Student Health Insurance

Massachusetts law requires all students enrolled in colleges and universities located within the state to either participate in a school-sponsored Qualifying Student Health Insurance Program (QSHIP) or to provide proof of comparable coverage through their own or their family's insurance provider.

To ensure compliance with the QSHIP law, Berklee College of Music students registered for credits are automatically enrolled in and billed for Berklee's student health insurance plan, the Blue Cross Blue Shield Student Blue Plan, which is offered by Blue Cross Blue Shield of Massachusetts and administered through Gallagher Koster.

A student may waive (decline) participation in the plan and have this health insurance charge removed only by submitting a health insurance waiver form by the posted deadline. If you waive Berklee's student health insurance, you are stating that you are already enrolled in a health insurance plan at a level that meets the state's minimum coverage requirements.

The deadline for submitting a waiver for the fall semester is August 1. For more information on the waiver process, click on the Waiving Berklee Health Insurance link to the left.

Please note: international students cannot waive coverage unless they are currently enrolled in an insurance plan of comparable coverage through a U.S.-based insurance carrier. A U.S.-based carrier means that the insurance provider issuing the plan is a U.S. or domestic company, regardless of where the policy is purchased or where the claims are processed. Carriers outside of the U.S., meaning foreign or foreign-based insurance companies (i.e., non-domestic or non-U.S. companies) do not meet this requirement, even if they operate satellite offices in the United States.

For information about Berklee's student health insurance plan, including what's covered, how to access benefits, enrollment concerns, waiving coverage, or replacement ID cards, select an option from the links on the left, or visit There, you can log in (via "Account Home") to view personal and dependent coverage information, edit your primary address, look for participating providers, or email Gallagher Koster with any questions you may have about the coverage available to you.

Note: if you are a student, use the Contact Customer Service form located under the "Student Access/Customer Service" link. For non-student related inquiries, email