Student Insurance Information

Tuition Insurance

Berklee provides all enrolled students with low-cost tuition insurance through A.W.G. Dewar, Inc. If an illness or injury causes a student to withdraw from a semester, that student will be insured for 100 percent of their tuition, and if living in a Berklee residence hall, for housing costs, too. Students who withdraw for mental health reasons are reimbursed for 75 percent of their tuition, as well as Berklee residence hall expenses. In both circumstances, a licensed U.S. physician must verify to A.W.G Dewar, Inc. that the student’s medical condition prevents semester completion.

For more information, please download the Student Tuition Insurance Plan FAQ (pdf).

Student Accident and Health Insurance

Massachusetts state law requires that students enrolled in colleges located within the state must have health insurance comparable to, or above, the Qualifying Student Health Insurance Program (QSHIP) level. To ensure compliance with the QSHIP law, Berklee students registered for credits who do not submit an insurance waiver by the deadline are automatically enrolled in and billed for the Student Health Insurance Plan (BCBS Student Blue Plan).

Please note: Students who waive the Student Health Insurance Plan will be automatically enrolled in the Student Accident Only Plan regardless of whether or not they are covered by another health plan. International students cannot waive coverage unless they are currently enrolled in an insurance plan of comparable coverage through a U.S- based insurance company. 

For answers to many frequently asked questions about Berklee's Student Health Insurance, please download the Student Health Insurance FAQ (pdf).

For specific information on plan coverage, download the 2008-2009 Berklee College of Music Summary of Benefits (pdf).

For additional questions on coverage, how to access benefits, enrollment concerns, or replacement ID cards, please contact Gallagher Koster at 800 391-8057 or BerkleeStudent@kosterins.com, or visit gallagherkoster.com and select Berklee from the drop-down menu.